Welcome to EQUITY SMART HOME LOANS!

Established in 2001, Equity Smart was created to make home loans accessible to everyone. We started as a small mortgage broker dedicated to three things: great customer care, integrity, and empowering our clients and partners. Since our humble beginnings, Equity Smart has grown to be a leader in the mortgage broker community.

We see a need for a new type of mortgage broker, one that views its loan officers and employees as partners, one that empowers people to build their equity through the mortgage process, one that takes pride in its commitment to improvement, integrity, teamwork, and tireless effort to deliver quality service. We see a need for Equity Smart. Welcome!

Being a Loan Officer at Equity Smart 

At Equity Smart Home Loans, we believe our loan officers are our partners, our loan officers are incredibly special, and our loan officers should be treated as such.

We repeat… You are our partners, you are incredibly special, and that’s how you should be treated. 

Well, that doesn’t sound too complicated, right? That’s what we thought, but we are told daily by our loan officers that this company-wide belief is one of the many positive attributes that make us unique in our industry. Ask yourself, up to this point, who has been truly dedicated to helping YOU build equity in yourself? Regardless of your answer, we assure you, we are ready to do just that. We hold your happiness and success above all else. Simply put, If you succeed, we succeed. Our loan officers mean the world to us, and we like to PROVE it through their experience with our team at Equity Smart. 

At Equity Smart Home Loans, we blow our loan officers’ minds daily while helping them put enormous smiles on the faces of their clients. Just a few of many ways in which we do this: 

• offering the most advanced, yet simple-to-use tools & tech in the industry

• easy access to our super-knowledgeable and eager support staff

• lightning fast closings and commission payments

• encouraging a proper work/life balance

• empowering our clients with the ability to build equity the right way, skillfully guiding them through the mortgage process.

At Equity Smart Home Loans…

We are committed to our team (our family!) and our culture. 

We are committed to constantly improving all aspects of our business. 

We are committed to seeking out and implementing the most advanced tools, the most productive training, and staying many steps ahead of our competitors. 

We are committed to always exceeding expectations and never being complacent. 

We are committed to integrity, respect and appreciation for our Loan Officers.

Bottom line, we are committed to you and your clients. 

We offer everything a remote, independent contractor needs to succeed for their clients. Learn more about us at www.myeshl.com.

If you have an active MLO license on NMLS, are looking for more than your average brokerage, want to be a part of something bigger, better and growing daily, want somewhere you can find like-minded teammates that become family, where people truly care about growing your business, your success and the success of your clients, look no further. 

Apply with us today and let us help you build equity in yourself!

Welcome to EQUITY SMART HOME LOANS!

Established in 2001, Equity Smart was created to make home loans accessible to everyone. We started as a small mortgage broker dedicated to three things: great customer care, integrity, and empowering our clients and partners. Since our humble beginnings, Equity Smart has grown to be a leader in the mortgage broker community.

We see a need for a new type of mortgage broker, one that views its loan officers and employees as partners, one that empowers people to build their equity through the mortgage process, one that takes pride in its commitment to improvement, integrity, teamwork, and tireless effort to deliver quality service. We see a need for Equity Smart. Welcome!

General Description

Our Real Estate Agents help homebuyers build equity by skillfully navigating them through the homebuying process. They are committed to integrity, quality service, and empowering their communities by facilitating the dream of homeownership. 

Importantly, our agents partner with us as independent contractors, allowing them to work completely remote if they choose to. We offer our real estate agents everything they need to succeed- from the best tools and resources in the industry, to dedicated operations, IT, and support teams committed to your success-it's no wonder our agents are some of the best in the business. Learn more about us at www.myeshl.com! 

If you have an active DRE Salesperson license, are growth minded, and ready to take your business to the next level- we want to hear from you! Apply with us today and experience how we can build equity in you!

About Equity Smart Home Loans

Equity Smart Home Loans is a leading mortgage brokerage and correspondent lender committed to providing exceptional service and innovative solutions to our clients. We are dedicated to empowering homeownership and financial well-being in communities across the United States with a new emphasis on Nevada.

Location of Job 

Nevada, USA

General Job Description

The Branch Manager at Equity Smart Home Loans is responsible for overseeing and coordinating all operations of our branch in Nevada. This role entails recruiting, training, and coaching Loan Officers to achieve their full potential and contribute to the growth and success of the branch. The Branch Manager plays a crucial role in driving loan production, ensuring compliance with regulatory requirements, and fostering a culture of excellence and collaboration within the team.

Key Responsibilities and Tasks

1. Recruit, onboard, and mentor Loan Officers to join the branch, in alignment with corporate objectives and targets.

2. Increase overall loan production of the branch by volume and units, collaborating closely with corporate leadership to set and achieve ambitious goals.

3. Organize and lead training sessions for Loan Officers to enhance their sales skills, customer service delivery, and knowledge of company policies and industry regulations.

4. Review production reports for all loan officers under the branch, identifying areas for improvement and providing coaching and support as needed to optimize business performance.

5. Advise and assist Loan Officers on company policies, procedures, and compliance requirements, ensuring adherence to regulatory standards and best practices.

Requirements:

• Must be a licensed Mortgage Loan Originator (MLO) with the Nationwide Mortgage Licensing System (NMLS), authorized to conduct business in Nevada. MLO License Requirements are here.

• Must have been or is currently a NV Branch Manager (requirements are here)

• Proven experience in developing and leading a team of sales professionals within the mortgage industry.

• Demonstrated ability to organize and facilitate effective training programs for sales teams, driving continuous improvement and skill development.

• Strong interpersonal skills and a track record of successfully self-sourcing leads, building relationships, and closing sales.

• Highly organized and collaborative, with a commitment to working closely with corporate leadership to enhance policies, procedures, and offerings.

• In-depth knowledge of Nevada's laws and regulations pertaining to loan origination, ensuring compliance and mitigating risk.

• Preferred: 

• Already has an office location and can show proof of lease 

• Can show proof of having a local business license.

About Equity Smart Home Loans

Equity Smart Home Loans is a leading mortgage brokerage and correspondent lender committed to providing exceptional service and innovative solutions to our clients. We are dedicated to empowering homeownership and financial well-being in communities across the United States with a new emphasis on Nevada.

Hawaii Branch Manager

About Equity Smart Home Loans

Equity Smart Home Loans is a leading mortgage brokerage and correspondent lender committed to providing exceptional service and innovative solutions to our clients. We are dedicated to empowering homeownership and financial well-being in communities across the United States with a new emphasis on Nevada.

Location of Job 

Hawaii , USA

General Job Description

The Branch Manager at Equity Smart Home Loans is responsible for overseeing and coordinating all operations of our branch in Hawaii . This role entails recruiting, training, and coaching Loan Officers to achieve their full potential and contribute to the growth and success of the branch. The Branch Manager plays a crucial role in driving loan production, ensuring compliance with regulatory requirements, and fostering a culture of excellence and collaboration within the team.

Key Responsibilities and Tasks

1. Recruit, onboard, and mentor Loan Officers to join the branch, in alignment with corporate objectives and targets.

2. Increase overall loan production of the branch by volume and units, collaborating closely with corporate leadership to set and achieve ambitious goals.

3. Organize and lead training sessions for Loan Officers to enhance their sales skills, customer service delivery, and knowledge of company policies and industry regulations.

4. Review production reports for all loan officers under the branch, identifying areas for improvement and providing coaching and support as needed to optimize business performance.

5. Advise and assist Loan Officers on company policies, procedures, and compliance requirements, ensuring adherence to regulatory standards and best practices.

Requirements:

• Must be a licensed Mortgage Loan Originator (MLO) with the Nationwide Mortgage Licensing System (NMLS), authorized to conduct business in Hawaii.
• Must have been or is currently a HI Branch Manager 
• Proven experience in developing and leading a team of sales professionals within the mortgage industry.
• Demonstrated ability to organize and facilitate effective training programs for sales teams, driving continuous improvement and skill development.
• Strong interpersonal skills and a track record of successfully self-sourcing leads, building relationships, and closing sales.
• Highly organized and collaborative, with a commitment to working closely with corporate leadership to enhance policies, procedures, and offerings.
• In-depth knowledge of Hawaii's laws and regulations pertaining to loan origination, ensuring compliance and mitigating risk.
• Preferred: 
  • Already has an office location and can show proof of lease 
  • Can show proof of having a local business license.

About Equity Smart Home Loans

Equity Smart Home Loans is a leading mortgage brokerage and correspondent lender committed to providing exceptional service and innovative solutions to our clients. We are dedicated to empowering homeownership and financial well-being in communities across the United States with a new emphasis on Hawaii.

Full Time | In Office | South Pasadena, CA

Equity Smart is looking for a professional and enterprising Full -Time Recruiter to attract, interview, and hire new loan officers to join our company. The Recruiter will work to meet Equity Smart’s growth and acquisition targets, collaborating with management on a regular basis to proactively implement Equity Smart’s growth strategy. Ultimately, this role’s responsibility is to ensure our company attracts, hires, and retains the best loan officers in our industry, while growing a strong talent pipeline.

Compensation: 

$20.00–$26.00 per hour + robust performance-based bonuses that can significantly increase total compensation.

Key Tasks and Responsibilities

• Represent the organization well by providing exceptional service and effective communication skills, both in writing and orally, to both internal and external customers and organizations

• Experience recruiting for sales positions and the ability to engage candidates by effectively communicating the value and advantages of joining the organization.

• Perform searches for qualified candidates according to relevant job criteria, using Develop and deploy candidate sourcing practices including targeted resume search, job postings, referrals, and direct sourcing where necessary (headhunting)

• Screen and evaluate applicants based on defined criteria as well as overall ability to fit and thrive within the organization computer databases, networking, internet recruiting resources, cold calls, and referrals

• Capture and store all relevant candidate information in applicant tracking system

• Conduct interviews using various reliable recruiting and selection tools/methods to filter candidates within schedule

• Assess applicants’ relevant knowledge, skills, experience and aptitudes to determine if they are a fit for Equity Smart

• Work closely with the onboarding team to onboard new loan officers smoothly, ensuring they are fully integrated into Equity Smart’s virtual environment

• Build effective and communicative relationships with candidates to enhance customer service levels and produce a high offer closure rate

• Additional duties and responsibilities may be assigned, as needed

Desired Skills and Competencies

• Bachelor’s degree in a Business related field (e.g. Business Management, Communications, Human Resources) or an appropriate subject area is preferred

• At least 1 or more years of experience as a recruiter 

• Must have excellent interpersonal and communication skills

• Experience selling a company to prospective candidates through compelling storytelling, relationship-building, and value-driven conversations.

• Thorough understanding of end-to-end recruitment life cycle processes

• Understanding of HR practices/principles and applicable Federal and State legal regulations as they relate to the sourcing and recruitment process, especially equal employment opportunity (EEO), affirmative action (AA) guidelines, and Americans with Disabilities Act (ADA)

• Must be able to thrive in a fast-paced, dynamic environment

General Job Description

The Front Desk Receptionist  will work to provide high-quality office support to the corporate team at Equity Smart Home Loans. This role requires a high-level of discretionary decision making, exceptional attention to detail, and excellent time management skills.

Key Tasks and Responsibilities

• Represent EquitySmart well by providing exceptional customer service and effective communication, both in writing and orally, to both internal and external stakeholders

• Assist the Office Manager in all aspects of maintaining an organized office for the corporate team.

• Meet and greet clients as they come into the office

• Assist with all office duties including ordering lunch, ordering office supplies, answering phones, scheduling meetings, filing, assisting with travel, expense reports, document distribution

• Receive and distribute mail to team members

• Handle email requests and queries professionally and appropriately

• Position may require travel and commuting to different locations such as Branch Offices and mortgage related events

• Assist with all other support duties as assigned

• Some overtime and evening work required

• Update Equity Smart’s “Lender List” with accurate contact information

• Coordinate and complete broker packages for lenders

• Assist in managing Equity Smart’s NMLS and Comergence information

Minimum Requirements

• Minimum 2 years’ experience in administrative assistant and/or office support role. (Preferably in a busy office)

• Bachelor’s degree or equivalent work experience

• Outstanding grammar, spelling and punctuation a must

• Clear, articulate verbal communication skills with a professional and courteous telephone manner

• Knowledge of common business office procedures and terminology.

• Ability to professionally interact with executive management and leadership

• Ability to multi-task and handle constant interruptions and shifting priorities

• Advanced Microsoft Office proficiency including Outlook, Word, Excel, PowerPoint

• Strict attention to detail with a high level of accuracy 

• Ability to maintain confidentiality

Position Overview

The Training Operations Intern will be in-office and will support the Training Department in coordinating loan officer training initiatives, managing training logistics, and assisting with operational tasks that support loan officer development.

The intern will work closely with the Training Director and gain experience in training coordination, professional communication, and business operations within a mortgage organization.

Key Responsibilities

Training Support

• Assist in coordinating training sessions, workshops, and monthly training events

• Track and manage training attendance and participation

• Help organize materials and resources for training programs

• Support execution of initiatives such as Arive support, Internal/External Training, Power Hour sessions, Learning Management System and additional projects

Loan Officer Support

• Assist with issuing credit credentials for loan officers

• Provide administrative support for new loan officer onboarding

• Help track engagement and participation in training programs

Calendar & Meeting Coordination

• Assist the Training Director with calendar management and meeting reminders

• Help schedule meetings with lender partners, guest speakers, and internal leadership

• Prepare meeting agendas and training materials when needed

Administrative Support

• Maintain organized training records and documentation

• Assist with training reports and participation tracking

• Help manage communication related to training events

Learning Opportunities

This internship offers valuable exposure to:

• Mortgage industry fundamentals

• Loan officer sales and production support

• Professional communication and business operations

• Training program development and coordination

• Leadership and mentorship within a mortgage organization

Qualifications

• Currently enrolled in or recently graduated from a college or university

• Strong organizational and time management skills

• Excellent communication and interpersonal skills

• Ability to manage multiple tasks and deadlines

• Interest in business, finance, sales, or the mortgage industry

• Proficiency in Google Workspace 

• Comfortable learning and navigating new technical systems and software platforms

Preferred Skills

• Strong attention to detail

• Professional communication skills

• Interest in sales, real estate, or mortgage lending

• Ability to work independently and collaboratively

Benefits of the Internship

• Exposure to the mortgage industry and loan officer career path

• Mentorship from experienced leadership

• Hands-on business and training experience

• Networking opportunities with industry professionals

• Potential pathway into future roles within the company

Department: Compliance

Reports To: Compliance & QC Analyst

Position Overview

Equity Smart Home Loans is seeking a detail-oriented and motivated Mortgage Compliance Intern to support the growth and development of our Compliance Department. This role is ideal for someone interested in building a career in mortgage operations, regulatory compliance, or quality control.

The intern will work closely with our Compliance & QC Analyst to assist in day-to-day compliance activities, file review processes, and quality control initiatives. This position offers hands-on exposure to mortgage compliance practices and provides a strong foundation for future roles within the organization.

Key Responsibilities

File Review & Quality Control Support

• Assist in ensuring adherence to the company’s file review and QC processes
• Assist with reviews of loan files for completeness and compliance with internal guidelines
• Assist with tracking and documenting deficiencies or missing items in loan files
• Support post-closing and/or pre-funding QC audits as assigned
• Help respond to basic loan officer licensing and compliance-related questions
• Maintain and update internal compliance trackers and logs
• Assist with licensing audits and documentation as needed
• Support ongoing compliance initiatives and special projects
• Assist in updating internal policies, procedures, and checklists
• Help organize and maintain compliance documentation and resources
• Collaborate with Operations and Processing teams to reinforce compliance standards
• Provide administrative support to the Compliance function as needed

Qualifications

• Interest in mortgage, finance, compliance, or operations
• Strong attention to detail and organizational skills
• Ability to handle sensitive and confidential information
• Strong written and verbal communication skills
• Proficiency in Google Workspace or Microsoft Office
• Ability to manage multiple tasks and meet deadlines

Preferred Qualifications (Not Required)

• Coursework or prior exposure to finance, real estate, or business
• Familiarity with mortgage terminology or loan processes
• Experience in administrative or operations support roles

What You’ll Gain

• Hands-on experience in mortgage compliance and quality control
• Exposure to real-world regulatory and operational workflows
• Mentorship from an experienced Compliance & QC Analyst
• A pathway to future roles in Compliance, Operations, or Risk Management

Why Join Equity Smart Home Loans

At Equity Smart, we are committed to building scalable systems, empowering our team, and maintaining the highest standards of compliance and integrity. This role is a unique opportunity to be part of a growing compliance function and make a meaningful impact early in your career.

About Us

Equity Smart Home Loans (ESHL) is a technology-driven mortgage brokerage and real estate organization. We are building a modern infrastructure for residential lending and real estate services, with a strong focus on automation, integration, and team empowerment. Our IT team plays a vital role in driving innovation and enabling scalable growth across all departments.

As we restructure our IT department, we are seeking a strategic and operationally skilled IT Manager to oversee and drive our internal technology initiatives. This is a leadership role responsible for orchestrating IT operations, enabling digital transformation, and managing special projects to align with the company’s long-term vision.

Role Overview

The IT Manager will lead the planning, execution, and coordination of IT operations across the company. You will oversee system administration, software provisioning, onboarding automation, and cross-departmental technical projects. This role is not about deep technical specialization in a single area, but about project management, systems logic, and strategic implementation across our tech stack. You’ll supervise a team that includes a virtual assistant (VA), an IT Support Coordinator, and a Web Developer.

This role requires a tech-savvy operations leader who can bridge technical and business goals, help implement AI-driven automation, and serve as a partner to other departments.

Key Responsibilities

Team Management & Operations

• Oversee the IT department's daily operations

• Own IT ticketing workflows and ensure timely issue escalation and resolution.

• Supervise onboarding and offboarding workflows (e.g., system access, workspace setup).

• Serve as the systems liaison between internal departments and the IT team.

Systems & Technology Oversight

• Maintain a working knowledge of our full tech stack including: Google Workspace, RingCentral, LendingPad, Fannie Mae/Freddie Mac integrations, internal portals, and various websites.

• Provision and manage software and user licenses, ensuring role-based system access across departments.

• Collaborate on the configuration and integration of business-critical systems; act as a facilitator, not necessarily the system owner.

Project & Strategic Leadership

• Lead cross-departmental tech-related projects with defined milestones, timelines, and deliverables.

• Propose and implement tech improvements, including automation and AI-driven solutions for business processes.

• Monitor and help reduce system sprawl by identifying underutilized platforms and recommending consolidation or sunset plans.

Collaboration & Communication

• Work closely with department heads to understand technology needs and coordinate implementations accordingly.

• Ensure documentation of systems, workflows, and support processes is consistently updated and accessible.

• Participate in strategic planning to help scale the IT function as the company grows.

Preferred Experience with the Following Tech Stack: 

• AWS  (cloud hosting and infrastructure) 
• Bitdefender Admin  (endpoint protection management) 
• Zapier  (automation and integrations) 
• Stripe  (payments and billing workflows) 
• RingCentral Admin  (VoIP/communications systems) 
• CRM platforms  (general knowledge; mortgage-specific  CRMs a plus) 
• Google Workspace Admin  (email and productivity suite  administration) 
• ChatGPT Admin  (AI tool integration and management) 
• Cybersecurity Training platforms and user compliance  monitoring 
• IC3 Reporting and Documentation  (cyber incident handling) 
• MongoDB  (database familiarity for web apps or internal tools) 
• Retool  (a low-code tool to speed up production time)
• MERN Stack  (experience with full-stack development)
• Trello  (Project Management Software)
• LendingPad/ARIVE  (Loan Origination System)

Ideal Candidate Profile

Must-Haves

• Proven experience in IT or Operations management with an emphasis on project management and team leadership.

• Strong organizational and systems-thinking skills; ability to manage many moving parts simultaneously.

• Comfort working across a diverse range of platforms and rapidly learning new systems.

• Experience implementing or supporting automation workflows, ideally with exposure to AI or process automation tools.

• Experience managing teams across departments, ensuring collaboration and alignment toward shared goals.

• Strong Integration skills with a proven track record of organizing complex projects and teams.

• Strong data analysis skills, with the ability to interpret complex datasets, identify trends, and deliver actionable insights.

• Exceptional communication skills—clear, concise, and collaborative.

Nice-to-Haves

• Experience working in mortgage, lending, or real estate technology environments.

• Familiarity with system provisioning, Google Workspace admin console, CRM tools, or loan origination systems.

• Experience managing remote technical or support teams.

• PMP certification or equivalent project management credentials.